Credit Risk Underwriter (Asset Finance) - Slough, Berkshire

Thursday, 23 August 2012 11:27

?32,000-?35,000 plus benefits

We are seeking a candidate with a good knowledge of the asset finance sector and with the ability to read and understand accounts and review key ratios such as gearing and interest cover where required. A proven track record in a credit position or a role that requires a detailed credit analysis is required.

Key Responsibilities:

• Assessing all credit proposals for the sales team.
• Proposals will range in size from ?5k through to multi-million pound deals.
• Analyse the financial information such as latest filed accounts, management accounts and bank statements and prepare sufficient commentary around the figures, the customer, rationale for purchase and equipment depreciation profile.
• Decide from our panel of funders who the deal is best suited to.
• Liaise with the customer to ask any questions surrounding the financial information that you have been provided, rationale for purchase etc.
• Liaise with the sales team to update them on the progress of the proposal and communicate the conditions of the acceptance/decline.
• Liaise with the broker representative/underwriters within our panel of banks to discuss the proposal, request changes, challenge decisions and provide feedback on outstanding acceptances.
• Monitor KPIs given by our funders to ensure that we are meeting the required KPIs for credit proposals, acceptances/declines and acceptances converted.
• Ensure that the sales team are fully aware of funders' requirements/changes in credit policy so they can be aware of this when sending a proposal to you for consideration.
• Participate in weekly sales meetings to provide updates on proposals.
• Participate in meetings with funders to review performance with regards to KPIs and expected business volumes.
• Provide input to the Sales Director and Managing Director on own book credit policy and assist with developing this further.

Contact: Please send CVs to Julie Ramsay julie@thcrecruitment.co.uk 01279 713900

Source: http://www.assetfinanceinternational.com/leasing-jobs/thc-recruitment/7612-credit-risk-underwriter-asset-finance-slough-berkshire

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