Monday, August 27, 2012

10 short personal finance advice

 personal finance adviceLive permanently looking for tools to help us optimize the use of our economic resources. Here are ten basic principles that can lead you to your finances sanitation and proper handling of your money. It?s only a matter of discipline and practice. Make them part of your daily habits and see good results.

For non-experts in finance. It all starts with the basics, if applicable, work. In my experience the search should be, do the obvious and evident in finance works perfectly.

It is a choice as any. It?s about everyone. Are your skills, knowledge and experience that makes the difference between gains and losses in the financial world.

Put money destination. Program that is all your expenses and stop them as expenses and start seeing them as an investment you make in the most important person in your life, You.

If the percentages given below do not fit your reality, you arrange them so efficient. Of what it is that we aware of how we distribute our money to enjoy more benefits.

Suggestions that can give results for the management of money:

1. Take on the challenge. Do not leave for tomorrow what you can do today. Start by writing to keep track of your income, expenses and money available to date.

2. Do not spend money before you have earned. Learn to live with less than you earn, it sounds contradictory, but that you live one day at your leisure. Well, what actually happens is that you finally pay yourself a salary by way of what you yourself produce. Remember that the first beneficiary of your work must be you, so you do not seem as fair and appropriate? Allocates 10% of your salary to make a personal savings or Arrange a number you know you can commit to save each month. By fives, by tens are built large fortunes. Believe

3. Now, remember your debt, dispose of 20% for accounts that you pay.

4. The remaining 70%, distribute it to your family expenses (home, clothing, food), a possible investment and support a person in difficulty or an institution related to your interests.

5. Do not buy anything unnecessary on the grounds that it is cheap.

6. Cultivate your talents and interests. Read, study, learn. So each day will feed and grow in respect and esteem, that surely will result in your personal finances.

7. Watch your attitude. Stop fighting, angry and / or whining every time a bill comes to pay. If you have to pay, thanks for there to be done, but thanks because you have to use your creativity to get the money. Either way we are blessed to feed circulation wonderful prosperity and abundance. If you really do with that attitude, no doubt there will be more every day for ourselves and others. That money does not make us slaves but free to enjoy the wonders of life.

8. Finally, search, question, learn, apply, get advice from those who have advanced on the path of prosperity and abundance. The work done at home will not ever get tired.

9. Have fun! Your goal every day is happier than yesterday.

10. Things change around you when you change. In the morning, every day you read this short list, to remember your goals and implement them.

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Source: http://www.juaab.org/280-10-short-personal-finance-advice.html

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